Make/Save/Invest

By Miguel Dos Anjos             The most sold books are fiction: romance, sci-fi, and fantasy. A second great market is non-fiction on any niche you are a specialist, or expert at. The more valuable the information, and content of your book the better. Start Writing                 Many of us always wanted to write a book, but always put it off, thinking it’s too much work, or having no idea how, or where to start. The best way is to just start writing. For me particularly; laying down sub titles as the skeleton of the book, and then focusing on writing one chapter at a time. When just focusing on writing one chapter, at a time, around a 1k words, the job seems easier and more doable. If we only think about the entire book, the task seems enormous, terrifying, or impossible to be accomplished. Once we divide the work in parts it is much more manageable.                 Finding a quiet place is helpful for most writers.                 Another thing that slows the bo

By Miguel Dos Anjos        We will be looking into 3 different ways of making money with real estate. The opportunities are out there. It will be your choice to pick the one that fits your budget, and specific needs best.   1 - Crowed Funding        Crowdfunding funds large projects collecting small amounts of money from a large amount of people. You may not be ready to buy your own home or make a big real estate investment, but that doesn’t necessarily means you cannot invest in real estate. New technology and new investing platforms are making easier than ever before, to invest in real estate with less than $1,000.  Investments can be in apartment buildings, offices, retail stores, restaurants and even senior houses. There are over 100 websites that allow you to invest in a portion of the real estate market, and you don’t need a lot of money to get in. Even as little as $500 can get you started. Returns can be on the double digits. Make sure you do your hom

By Miguel Dos Anjos    Lots of people hate credit cards and avoid them at all costs, and I do not blame them. Credit cards can ruin a person’s name when wrongly used, but, there is a place for credit cards, especially once you fully understand the system and can make it work in your advantage. When to Use a Credit Card The secret here is not to charge your credit card buying things you don’t need because you will get a small percentage back. You have to use your credit card every time that it is possible to buy things you were going to buy anyway, like, food, groceries, house expenses, phone bill, gas, etc. Instead of paying cash for these things you swipe your credit card. Now you are getting that percentage (usually 1% – 6%) back, small yes, but it’s great since you were going to buy those things anyway like food or your phone. Equally extremely important is to pay the credit card in full at the end of the monthly billing cycle. This is the only way this strategy can full

By Miguel Dos Anjos    The Ideal Platform                 The stock market offers so much potential. By buying stocks we become owners of a corporation. With one stock or even many stocks we are still very small owners, but nonetheless owners of that company.                 To buy the stock we will need an investing account/platform. For somebody just starting it is ideal to find a platform that will not charge high broker fees when buying or selling stocks, such as Robinhood (currently free of broker fees), Merrill Edge (will provide a certain amount of free trades as long as you have above a specific amount average money to invest with them), or another free or cheap platform. The reason to make sure, and study the best platform for you to start investing is to avoid having all your gains obtained in stocks being taken away from you in the form of expensive broker trading fees. When You Collect                 There are different ways to make money on the stock market.

By Miguel Dos Anjos          Making the Money Work for You: Money that is just standing is money being wasted. Money needs to be always working for us. In the USA we have an average of 3% inflation a year. Every year if we just save the money under our mattress the money will lose 3% of its buying power by the end of the year in average. For the money to have the same buying power year after year it has to grow at least 3% yearly. This is an inflation percentage average; this year inflation might be 2% and next year it could turn to be 4%.   Banks are always offering new promotion savings accounts with high yield interest to attract new customers. A great benefit of most savings accounts is that you can take your money out in case you need it at any time, in contrast to a retirement account that will lock your money until you reach age 59 and a half, or a CD (Certificate of Deposit) account that can trap your money for a year or more. Always search for the best deals out there,